Privacy Policy
Your privacy is important to us. This policy outlines how we collect, use, and protect your information.
Terms of Usage of Information
Thank you for visiting www.capcredit.in. This section contains the Privacy Policy (“Policy”) of the Website.
CapCredit Investments Pvt Ltd is a company registered in India under the Reserve Bank of India regulations. The registered address is given in the “Contact us” section of this website. The contents of this website/mobile application are owned by CapCredit Investments Pvt Ltd.
Each visitor (“You or customer”) who visits the Website, accesses any of the pages and/or provides information on the Website to CapCredit Investments Pvt Ltd (“CapCredit” or “We” or “Our”) has agreed to the terms set out in this Policy.
RBI Disclaimer
1. Reserve Bank of India neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liability by the company.
2. Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Reserve Bank of India and by issuing a Certificate of Registrations to the company, the Reserve Bank of India, neither accepts any responsibility nor guarantees the payment of deposits to any depositor or any person who has lent any sum to the company.
Collection of Personal Information
Personal information we collect could be categorised as “voluntarily provided” information and “automatically collected” information and the same will be collected in accordance with applicable laws.
- “Voluntarily provided” information refers to any information you knowingly and actively provide us when using our websites, or applying for any of our products or services.
- “Automatically collected” information refers to any information automatically sent by your devices or received from your devices and about your devices in the course of you accessing our or in relation to using of any of our products and services.
This Policy describes the collection and usage of information by CapCredit (“Information”), including Information collected by CapCredit’s server from your browser, when you visit the Website, receive emails, or phone calls, interact with advertisements we have on any third-party websites.
Our website may record your visit to our website including the pages you visit, the date and time of your visit, your IP addresses, browser information, any downloads from this website, the link through which you have reached us, etc. This information may be used for internal analytical purposes (including Google Analytics). With the above information, specific users are not identified.
Usage of Data
We use your data to provide and improve our services. By using the service, you agree to the collection and use of information in accordance with this policy. CapCredit may collect Information including but not limited to:
- Phone number, email address, postal address.
- Computer’s unique Internet Protocol address.
- Bank and other account numbers.
- Usage Data (browser type, time spent on pages, unique device identifiers).
Your personal details may also be used for automated IVR calls or manual calls for regular business verification activities and business development purposes. For any financial transactions made with us, or through us, a verification call will be made even if you are registered for DND (Do not disturb).
Tracking & Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Disclosure & Transfer of Data
CapCredit shall not sell, rent, or otherwise distribute information provided by You to a third party unless the same is required to provide services to You, or to enable a transaction, credit reporting, or required pursuant to any law.
Legal Requirements: CapCredit may disclose your Personal Data in the good faith belief that such action is necessary to:
- To comply with a legal obligation.
- To protect and defend the rights or property of CapCredit.
- To prevent or investigate possible wrongdoing in connection with the Service.
Transfer of Data: If you are located outside India and choose to provide information to us, please note that we transfer the data, including Personal Data, to India and process it here.
Policy Updates & Contact
From time to time, we may change this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.
Copyrights: You may not reproduce the contents of this website without express consent from CapCredit Investments Pvt Ltd.
Effective Date: December 1st, 2025
For any complaints or information, please reach out to us at: ho@capcredit.in